10% Discount for Event Link Freelancers
DISCOUNT CODE HERE
10% Discount for Event Link Freelancers
DISCOUNT CODE HERE
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FAQs
Below we have listed the most common questions we are asked by Styled Home Studios Creators. If you have a question that is not covered below, please get in touch with us here.
What does Public Liability insurance cover?
Public Liability insurance can cover compensation costs and defence fees should a third party make a claim against you for accidentally causing injury to them or damaging their property in the course of your work activities.
Is the kind of insurance I need included in my general business insurance?
Not always, so it is worth checking with your current insurance company first. If you do not have the sufficient level of Public Liability insurance in place, you can buy it quickly from Mode Insurance either on an annual or short-term basis for the length of the shoot.
Does everyone on the crew need their own insurance?
Everyone who is working on the property is required to have at least £1 million of Public Liability insurance – so if they are self-employed or work for another business and are not covered by your policy then they will need a policy of their own.
The type of policy you have and how you have hired each person can impact if they are covered under your policy.
The question is, do you want to insure each individual freelancer on your policy when they are their own professional and business? The answer for many is “no”, because if they do something wrong then it is your policy that is impacted and claimed against.
We recommend that each individual freelancer should buy their own insurance. This can often be a stipulation in your own policy when working with subcontractors and freelancers.
Are you affiliated with Styled Home Studios?
Mode Insurance has worked closely with Styled Home Studios to help design insurance cover that is suitable for their Creators. However, Styled Home Studios are not financially affiliated with Mode Insurance in any way.
