Film & TV Production Insurance
Flexible insurance for Film + TV production workers. Build your own cover to suit your needs with Public Liability, Equipment Insurance and more.
The world of film and TV production is as thrilling as it is unpredictable.
From on-location shoots in diverse environments to the intricacies of post-production, there are a lot of elements that need to align perfectly. But with so many moving parts, potential risks are inevitable.
Film insurance provides cover so that these unforeseen challenges don't compromise your project or budget.
Discover what types of film production insurance is available:
Public Liability Insurance
What it covers
Protection against claims made by third parties for injuries or property damage during the course of your film production activities.
Why film production workers might need it
Whether you're filming in a public space where someone might trip over cables or using a private property where property damages might occur, public liability insurance can help make sure you're not left with unexpected liabilities.
Professional Indemnity Insurance
What it covers
In the world of film and TV, creative disagreements or perceived misrepresentations can lead to claims. This cover means your production and reputation are shielded from such disputes.
Why film production workers might need it
Your work can be open to interpretation, but sometimes misunderstandings or dissatisfaction can lead to claims. This cover can protect your reputation as well as your finances.
Equipment Insurance
What it covers
Protection for your film equipment – cameras, lighting, sound gear and more – against theft, damage or loss.
Why film production workers might need it
Film equipment is both valuable and essential. A damaged camera or lost lighting equipment can halt production. Make sure you're covered to quickly get back on schedule.
Employers' Liability Insurance
What it covers
Protection against claims from crew members or staff related to injuries or illnesses sustained while working on your production.
Why film production workers might need it
With large crews, varying roles and dynamic shooting environments, accidents can and sometimes do happen. Employers’ Liability insurance is a legal requirement and makes sure that you are not financially liable for any claims.
Why Choose Mode Insurance?
Film and TV production is a dance of creativity and logistics.
At Mode Insurance, we understand the unique challenges and pressures of bringing stories to life. Our tailored policies can provide cover for every aspect of your production, from pre-production planning to post-production edits.
With Mode Insurance, you're not just getting film production insurance - you're gaining a partner who understands the challenges of media production.
Protecting the People Behind the Camera
Film and TV production relies on a wide network of creative and technical professionals. From directors making creative decisions, to cinematographers and DoPs shaping the visual look, to editors refining the final cut, every role is essential to bringing stories to life.
Whether you’re a freelance filmmaker, a camera operator on set, or an editor in post-production, your skills carry both opportunity and risk.
Unlike AV technicians or sound specialists, your work is centred on visual storytelling – and that brings its own challenges when it comes to equipment, deadlines and client expectations.
Why Insurance Matters for Film & TV Professionals
Film and TV projects are high-pressure and often high-value. Equipment loss, damaged footage, or disputes over creative work can cause major disruption. Freelancers and small businesses in this space also face financial vulnerability if a project doesn’t go to plan.
Insurance provides protection against these risks, helping you safeguard your equipment, your income and your reputation so you can focus on delivering your best work.
- To learn more, read: The Complete Guide to Insurance for Filmmakers
Common Risks in Film & TV Production
Working in film and television often means facing:
- Theft or damage to cameras, lenses and filming equipment.
- Data loss or damage to footage during shoots or post-production.
- Client disputes over delays, quality or creative direction.
- Accidents on set, especially in complex or high-pressure environments.
- Income loss if a shoot or project is interrupted by equipment failure or other issues.
Types of Insurance Cover to Consider
Cover tailored for film and TV professionals may include:
- Public liability insurance – for accidents or damage caused during filming, on location or in studios.
- Professional indemnity insurance – protecting against claims from clients around project delays, quality issues or alleged mistakes.
- Equipment insurance – cover for cameras, lenses, drones, editing suites and other specialist kit, whether owned, hired or in transit.
- Business interruption cover – to help manage income loss if you can’t work due to insured incidents.
- Employers’ liability insurance – legally required if you employ crew, assistants or production staff.
Practical Advice for Film & TV Professionals
Alongside insurance, there are steps you can take to reduce risks:
- Use signed contracts that clearly outline responsibilities, deadlines and creative rights.
- Back up footage daily in multiple locations.
- Keep an inventory of all filming and editing equipment.
- Plan for contingencies on location, such as spare kit and clear safety measures.
- Communicate openly with clients to manage expectations and avoid disputes.
What Roles Do We Cover?
We provide cover for a wide range of film and TV production professionals, including:
- Film Directors
- Filmmakers
- Editors and Post-Production Specialists
- Cinematographers
- Directors of Photography (DoPs)
- Camera Operators
- Sound Engineers
- Lighting Technicians
- Performers
If your work involves visual production for film, television or digital media, we can arrange cover that fits your needs.
Why Choose Mode Insurance?
We specialise in supporting freelancers and small businesses across the creative industries.
With our knowledge of film and TV production, we can help you find insurance that fits the realities of your projects – from independent films to commercial shoots.
Our flexible policies are designed for creative professionals, protecting both your livelihood and your craft.
