Insurance designed for Styled Home Studios Creators
Specialist business insurance suitable for Creators using the Styled Home Studios platform.
Get temporary or annual Public Liability insurance to cover your project or shoot now with Mode Insurance.
Insurance for Styled Home Studios Creators
Specialist business insurance suitable for Creators using the Styled Home Studios platform.
Get temporary or annual Public Liability insurance to cover your project or shoot now with Mode Insurance.
All Creators must confirm that they have the required minimum Public Liability insurance of £1,000,000 to book a space via Styled Home Studios.
As the approved insurance partner of Styled Home Studios, Mode Insurance offers short-term Public Liability cover for however many days you need it for – from one day up to 180 days.
You can also buy an annual policy so you have continuous cover for your filming projects and photo shoots.
We also offer a choice of cover limits, so you can get the minimum requirement of £1m cover, or choose to increase it to £2m, £3m of £5m to suit your needs.
Helen Holt
Co-Founder & Director, Styled Home Studios
Equipment Insurance
As well as making sure you have the right amount of Public Liability insurance in place, Mode Insurance can also provide Equipment insurance so you can protect your important work equipment against loss, theft and accidental damage.
Our business equipment insurance can cover:
This includes the following equipment used in connection with the business which belongs to you or for which you are legally responsible:
FAQs
Below we have listed the most common questions we are asked by Styled Home Studios Creators. If you have a question that is not covered below, please get in touch with us here.
What does Public Liability insurance cover?
Public Liability insurance can cover compensation costs and defence fees should a third party make a claim against you for accidentally causing injury to them or damaging their property in the course of your work activities.
Is the kind of insurance I need included in my general business insurance?
Not always, so it is worth checking with your current insurance company first. If you do not have the sufficient level of Public Liability insurance in place, you can buy it quickly from Mode Insurance either on an annual or short-term basis for the length of the shoot.
Does everyone on the crew need their own insurance?
Everyone who is working on the property is required to have at least £1 million of Public Liability insurance – so if they are self-employed or work for another business and are not covered by your policy then they will need a policy of their own.
The type of policy you have and how you have hired each person can impact if they are covered under your policy.
The question is, do you want to insure each individual freelancer on your policy when they are their own professional and business? The answer for many is “no”, because if they do something wrong then it is your policy that is impacted and claimed against.
We recommend that each individual freelancer should buy their own insurance. This can often be a stipulation in your own policy when working with subcontractors and freelancers.
Are you affiliated with Styled Home Studios?
Mode Insurance has worked closely with Styled Home Studios to help design insurance cover that is suitable for their Creators. However, Styled Home Studios are not financially affiliated with Mode Insurance in any way.
